Below we’ve outlined several ways you can choose to work with us:

Tier 1: Investment Portfolio Management

Description: Whether you're saving for retirement, looking to maximize an existing investment account's risk/reward profile or invest a windfall sum of cash, our entry-level client service package is designed to ensure that you're being adequately compensated on your investments for whatever the level of risk that you're willing to take. It includes the following:

  • Establish savings and investment goals as well as investment risk tolerance
  • Behavioral Financial Coaching
  • Customized portfolio construction utilizing top-tier money managers, solutions and strategists
  • On-going annual review and opportunity for bi-annual meetings to discuss investment portfolio progress and financial health

Fee: Portfolio Investment Advisory Management Fees range from (0.25% - 1% of assets under management)

 

Tier 2: Core Wealth-Building Consulting

Description: This financial consulting package is best suited for younger families and working professionals which addresses your overall financial health and wealth-building goals and is designed to ensure that you're on track towards a secure retirement as well as optimizing your wealth accumulation. It includes the following:

  • "Financial Snapshot" Review: Examine assets, liabilities and monthly cash flow using our Dynamic Financial Planning software
  • Establish savings and investment goals as well as investment risk tolerance
  • Behavioral Financial Coaching
  • Ongoing Correspondence on wealth management topics and research
  • Discuss insurance needs and cost-savings opportunities (Life, disability, long-term care)
  • Discuss retirement planning goals and strategies
  • Minimum of two proactive meetings per year

Fee: Financial consulting monthly subscription fee of $100-$200 subject to specific client case

 

Tier 3: Robust Retirement Planning

This in-depth financial planning package is focused on overall preparation for a secure retirement and wealth preservation. It is best suited for people 1-5 years from retirement and includes the following:

  • All of Tier 2 services
  • Robust retirement planning using our dynamic financial planning software with on-going annual reviews
  • Retirement income and asset distribution strategies
  • Reviewing and determining one's legacy and estate planning goals
  • Comprehensive insurance planning
  • Education funding planning strategies
  • Tax return review and tax-reduction strategies
  • Coordination with all applicable financial professionals for your overall financial plan

Fee: One-Time financial planning fee of $3,000-$5,000 subject to specific client case

(Renewal Planning Fees range from $1,500-$3,000 annually)

 

Tier 4: Comprehensive Wealth Management

Our most comprehensive financial planning package with high-level service reserved for small business owners, entrepreneurs and high net-worth households. This includes:

  • All of Tier 3 services
  • In-depth tax-reduction planning strategies
  • Trust integration
  • Wealth conservation strategies
  • Charitable giving tax-optimized strategies
  • Executive compensation strategies
  • Small business retirement plan and benefit planning
  • Comprehensive estate planning strategies

Fee: One-Time Financial Planning Fee of $7,500 - $10,000 subject to specific client case. 

(Renewal Planning Fees range from $2,500-$5,000 annually)

 

This description of services is provided for informational purposes only. The specific services to be provided to each client are negotiated with each client and set forth in a written agreement. Clients should refer to their written agreement for definitive information regarding the services they are entitled to receive.